The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Conquering Retirement Challenges for Women Looking ahead can help you conquer these unique obstacles. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Understanding the Basics of Medigap Policies Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.